

Cream cheese baked with cheddar, green onions, bacon, buttery crackers, and finished with warm sweet and spicy pepper jelly.
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I didnโt grow up eating fancy appetizers. Most gatherings I remember had folding tables, paper plates, and at least one dish that everyone hovered around like it was the main event. This Sweet and Spicy Pepper Jelly Cheese Dip reminds me exactly of those moments. I first threw it together on a night when people were coming over โfor a bit,โ whichโif youโve ever hostedโmeans theyโre staying longer than planned and everyoneโs hungry. I had cream cheese softening on the counter, bacon leftover from breakfast (a rare win), and a half-forgotten jar of pepper jelly I bought on a whim at a local market because it sounded fun.
I wasnโt totally sure it would work. Cheese and jelly can feel like a gamble if you overthink it. But when that dip came out of the oven bubbling and golden, something clicked. The warm pepper jelly poured over the top felt dramatic in a low-effort way, like the final scene in a rom-com where everything magically comes together. People stopped talking. Someone asked who made it. Another asked if there was more. Thatโs when I knew this sweet and spicy pepper jelly cheese dip wasnโt just a recipeโit was a keeper.

Why youโll Love this Sweet and Spicy Pepper Jelly Cheese Dip?
There are a lot of cheese dips out there, but this one hits differentโand I say that knowing full well it sounds dramatic. The balance is what gets me every time. The creamy cheese base is rich and comforting, the bacon adds that salty crunch we all secretly crave, and the pepper jelly? Thatโs where the magic happens. Sweet first, then a little heat that sneaks up on you in a friendly way. Not aggressive. Not scary. Just enough to make you reach for another cracker.
What I love most is how this Sweet and Spicy Pepper Jelly Cheese Dip feels familiar and unexpected at the same time. People recognize the ingredients, but they donโt always expect them together. Itโs the kind of dip that makes folks pause and say, โWaitโฆ whatโs in this?โ and then immediately go back for more. And honestly, Iโm never fully sure whether itโs better fresh from the oven or ten minutes later when itโs settled just a bit. Both have their charm.

Ingredient Notes
This recipe doesnโt have a long ingredient list, but every single one earns its place. Think of it like a small group project where everyone actually shows up and does their part.
- Cream Cheese โ This is your foundation. Softened cream cheese blends smoothly and creates that scoopable, creamy base everyone loves. Cold cream cheese is stubborn and ruins the mood.
- Cheddar Cheese โ Sharp cheddar adds depth and keeps the dip from tasting flat. Mild cheddar works, but sharp gives it personality.
- Green Onions โ These cut through the richness just enough to keep things balanced. Plus, they make the dip feel slightly grown-up.
- Ritz Crackers โ Buttery, crunchy, and perfect for soaking up melted cheese without getting soggy too fast.
- Bacon โ Smoky and salty, and honestly doing a lot of heavy lifting emotionally here.
- Pepper Jelly โ The star of the show. Sweet, sticky, and gently spicy, especially when warmed. It pulls everything together in a way thatโs hard to explain until you taste it.

How to Make Sweet and Spicy Pepper Jelly Cheese Dip?
- This is one of those recipes that feels almost suspiciously easy, which is probably why it shows up so often in my kitchen. You start by mixing the softened cream cheese with shredded cheddar and green onions right in the baking dish. No extra bowls. No unnecessary steps. Just smooth it out so every scoop later gets the good stuff.
- Then you layer on the crushed Ritz crackers and bacon. At this stage, it already looks like something youโd happily eat as-is, but trust the process. Once it bakes, the cheese turns bubbly and the topping gets lightly toasted, which is where that cozy, irresistible smell comes from.
- While itโs baking, you warm the pepper jelly gently in the microwave. Watching it melt is oddly satisfyingโlike itโs preparing itself for its big moment. As soon as the dip comes out of the oven, you pour the jelly over the top and let it spread naturally. Donโt stir. Donโt fuss. It always looks better when you let it do its thing.
Storage Options
Leftovers with this Sweet and Spicy Pepper Jelly Cheese Dip are rare, but not impossible. If it happens, cover the dish tightly and store it in the fridge for up to three days. Reheat it gently in the oven or microwave until warmed through. The topping may soften a bit, but the flavor stays strong. Iโll admitโcold spoonfuls straight from the fridge have happened here. No regrets.
Variations & Substitutions
This dip is forgiving, which makes it fun to adapt depending on who youโre feeding or whatโs in your fridge.
- Swap cheddar for pepper jack if you want more heat.
- Use jalapeรฑo jelly, red pepper jelly, or even cranberry pepper jelly for a seasonal twist.
- Skip the bacon for a vegetarian versionโit still holds up surprisingly well.
- Add chopped nuts for extra crunch.
- Try it with flavored crackers or pretzels instead of Ritz.

Iโm not 100% convinced thereโs a wrong version of this dip, which is comforting in itself.
What to Serve With Sweet and Spicy Pepper Jelly Cheese Dip?
Crackers are the classic choice, but this dip isnโt picky. Tortilla chips, pretzel thins, sliced baguette, or even sturdy veggies like bell peppers and celery all work. Iโve also spread leftovers on toast and tucked it into sandwiches, which felt a little rebellious but absolutely delicious. If youโre hosting, set out a mix and let people choose their own adventure.
FAQ
Can I make this dip ahead of time?
Yes. Assemble everything except the pepper jelly, cover, and refrigerate. Bake when youโre ready and add the warm jelly right before serving.
Is it very spicy?
Not really. The heat is mild and balanced by the cheese. If youโre unsure, start with a mild pepper jelly and work up from there.
Can I use low-fat cream cheese?
You can, though the texture wonโt be quite as rich. Still goodโjust slightly different.

If you try this Sweet and Spicy Pepper Jelly Cheese Dip, I hope it becomes one of those recipes for youโthe one people ask about, the one you bring without being asked, the one that mysteriously disappears first. Let me know how you served itโฆ and be honestโdid you get a bite before it was gone?

Sweet and Spicy Pepper Jelly Cheese Dip
Ingredients
- 2 8 oz blocks cream cheese softened
- 2 cups shredded cheddar cheese
- 2 green onions thinly sliced
- 8 Ritz crackers finely crushed
- 8 slices cooked bacon chopped
- ยฝ cup pepper jelly
Instructions
- Preheat the oven to 350ยฐF (175ยฐC).
- In a pie dish or small baking dish, combine the softened cream cheese, shredded cheddar cheese, and sliced green onions. Mix until evenly blended, then press the mixture firmly into the dish, smoothing the surface.
- Evenly sprinkle the crushed Ritz crackers over the cheese mixture, followed by the chopped bacon.
- Transfer the dish to the preheated oven and bake for 25โ30 minutes, or until the cheese mixture is hot and bubbling and the topping is lightly golden.
- Shortly before the baking time is complete, place the pepper jelly in a microwave-safe bowl. Heat in 30-second intervals, stirring between each interval, until the jelly is fully melted and pourable.
- Remove the baked dip from the oven and immediately pour the melted pepper jelly evenly over the top. Serve warm with crackers, chips, or fresh vegetables.
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